By   •   November 23, 2013   •   Topics: ,


I thought our money problems would go away as time passed, but they haven't. Thankfully we both have jobs, but we still can't seem to get out of debt. I know this isn't a spiritual question, but would you have any advice?


Let me assure you that God is concerned about every area of our lives, including our finances. In fact, you’d probably be surprised how often the Bible talks about money, and our responsibility to use it wisely.

I’m sure almost any financial advisor would give you the same advice I would: Put down your income and your expenses on a sheet of paper, then prepare a balanced budget you can live with. That will probably mean cutting out some expenses you wish you could keep, but you’ll never overcome your debts until you do. Develop a realistic budget, then stick to it, regardless of the inconvenience.

The real question you must face, however, is this: What place does money have in your lives? Is it more important to you than God? I know that’s a blunt question, but most of us have become too concerned with material things, and we could live far simpler than we actually do. Jesus warned, “You cannot serve both God and money” (Luke 16:13).

This is why the most important thing you can do is put Christ at the center of your lives, including your finances. God has blessed you in many ways; almost every day I get a letter from someone who’s without a job or struggling far more than you are. Thank God for all He has given you, then ask Him to help you not only live within your income, but also to use your money wisely and for His glory.

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  1. glenda says:

    I am a believer and I believe in the tenth of your earnings, but I’m praying for direction and guidance on speaking to God.

  2. Racho says:

    I’m currently a student at a community college and right now I am financially in need. I still have not heard from the financial aid office if I’ve gotten approved or not but I am already enrolled in classes for the term. I know my issue may not be that big of a deal but I just ask that you would pray for me to get my financial aid through so my classes are paid and I able to get my books. School is the only help for my family and I am being depended upon. I know my callin is to serve The Lord in his ministries and I would like to be able to go to a school where I am surrounded with the same brothers and sisters willing to serve our Lord and Saviour. Prayers is all I am asking.

    1. Lynn Stepp says:

      Racho, We will be praying for you. Internet@BGEA

  3. Ericka says:

    needing guidance in asking God for direction.

  4. mao says:

    i ask for your guidance My Lord to use this money wisely. i thank you for the many blessings youve given me. i thank you My Lord sincerely.. show me the way Lord…


    I heard it this way “live within your harvest”.

  6. dewanna says:

    Please pray for me also.I am a single mother of three.I only have one left at home.he is 17. We are struggling to make it on my income.I have recently finally gotten my life together and am living right.its really scary… but in the past two years I have been blown away by the power of prayer. This app has helped me a lot too.

  7. Tom Wallace says:

    please pray for me my wife and I are going through a divorce I don’t want this but she does I’m in a wheelchair I have no other home this is with the bank I can pay the payments please pray that I don’t lose it and that god well keep me here in my home I do love jesus and I’m going to serve him in and out of my home

  8. Alicia says:

    Robert I pray the Lord will lead you to a job. Sue I agree with the tithing, my husband is unsaved so I tithe the money I receive. My husband had a severe motorcycle wreck over a year ago. This has caused me to become serious about paying off debt. I look at my life and realize I have wasted money on pleasures. We by Gods Grace have cut out most unnecessary spending and if I keep my mind on God this doesn’t bother me. I didn’t realize how much of our confidence came through money and things. Realizing we didn’t get here overnight and we are not going to get out of it overnight helps too. I also am asking myself what do I really need and the answer is not a whole lot because all my needs are met, its my wants that aren’t. I hope to learn that money is given by God to help others and that by not selfish I can be a blessing to those who have needs.

  9. Robert bailey says:

    I am saved and having problems finding a job to support myself it is causing a horrible strain on my wife and me i used to be self employed In the landscape business and have sold everything I owned my wife is a nurse and has been supporting us for years although I have some jobs but mostly part time with low pay even tried to go back to school but have run into more debit I feel totally worthless here I am just turned 54 years old and just like my father said a hobo living under a brigde I feel trapped and alone I know I have to have some skills so I can honer God I here for a reason I just don’t know how long I can keep going

    1. Gearyb says:

      Hi Robert my names Geary and I’m a homeless veteran. I’m on ssd but child support garnishes my pay. It is so hard brother but I stay in faith no matter what. I use tools like this billy graham app. And I reach out to other people with the struggle. Thank God you have a special someone in your life at times I feel so alone but I do know I have God! This is Our plan and we must push through it!! I pray things get better for you, and your not worthless!! Your helping me just by me reading your story. God bless you brother keep your head up!!!!!

  10. Sue says:

    It has also been financially hard for my husband and I, but I have found that if I tithes to the Lord every time I get paid then there is no financial problems. I know it sounds hard but try to tithe to the Lord each time you get any pay. I also have found if I have extra change to save it and before you know it I have extra money to pay the bills. Remember if Jesus will feed the birds and animals of nature He will see us though also. God Bless You!