We are sorry to learn of your desperate financial situation. Above all, we trust you have committed your life to Jesus Christ as your Savior and Lord and have also committed your situation to Him in prayer, seeking His guidance for the answers you need. If you have not, perhaps your current difficulty will be a means of leading you to make a personal commitment to Christ or of drawing you into a closer relationship with Him. We encourage you to do this today.

If you have not already done so, we suggest that you visit with a gospel-preaching pastor in your area, tell him of your needs, and ask for any suggestions that he might have. Also, your local, county, or state social services agencies should be consulted for any help they can give you. Many communities and churches have emergency assistance that is available to supply urgent needs for those in the area. The services of a financial counselor at your local bank can also be helpful.

You may also wish to contact the National Foundation for Credit Counseling, 801 Roeder Road, Suite 900, Silver Spring, Maryland 20910. If you call their toll-free telephone number, (800) 388-CCCS, using a touch-tone telephone, they will refer you to an organization in your area which can provide you with helpful family-debt counseling services.

God has not forgotten you; He loves you with an eternal love, and His Word is true. We know that He can provide for you as you trust Him to do so. Philippians 4:19 says, “And my God will meet all your needs according to his glorious riches in Christ Jesus.”